Kissimmee Law Firm Free Consultation
Kissimmee Law Firm Free Consultation

Loan Modification Attorney in Kissimmee Florida


Loan Modification can sometimes be used to lower your monthly payments and help you catch up on missed mortgage payments in order to prevent a foreclosure.


There are government-backed loan modifications programs (HAMP) and more information on those programs can be found at


Many banks also have private in house loan modification programs. These modifications can be discussed prior to a foreclosure being filed, or in a foreclosure defense case, an attempt at loan modification is oftentimes pursued by the foreclosure defense attorney if at all possible:  This is usually brought up during foreclosure mediation hearing in a foreclosure case.


Loan modification can also be pursued when you file for a chapter 13 bankruptcy.  Oftentimes mediation in the Bankruptcy Court is requested to try and work things out with the bank.


We also attempt to do "Lien Stripping" of a second mortgage to wipe away that debt if that 2nd mortgage has become unsecured:  Usually this occurs as a result of a significantly depreciated value of the home since the date mortgage was obtained.


So, if the home is worth considerably less than the mortgage(s) then it can be possible to explore the possibility of principal reduction.  While this is difficult to obtain it does happen on occasion.


So, as you can see, there are many benefits that a loan modification can have for you; lower your payments, receive a principal reduction, catch up on missed payments, stop a foreclosure.


And, oftentimes it is one tool, out of a number of tools that we at the Law Firm of ALEJANDRO RIVERA P.A., an experienced loan modification, foreclosure defense, & bankruptcy law firm located in Kissimmee Florida, use to attempt to get the best outcome for you as can be possible. 


If you would like a free consultation you can call us at 407 518 - 7160

Where to Find Us:

Alejandro Rivera P.A.

A Law Firm

1400 W. Oak St., #F

Kissimmee, FL 34741






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